Buying a Home

Aerial view of a residential neighborhood in west Tampa, Florida along the water. Photo by Wknight94, CC BY-SA 3.0, via Wikimedia Commons

What Appraisers Actually Look For — and How the Same Process Shapes Your CMA

Buyers and sellers both ask me some version of the same question: "how did you actually land on this number?" Whether it's an appraiser's report or the comparative market analysis I put together before we write an offer, the underlying method is more similar than most people expect. Here's what's actually happening behind that number. It starts with a walkthrough of the home itself An appraiser...

A roofing crew installs shingles on a house in Fort Lauderdale, Florida during a Habitat for Humanity project. U.S. Navy photo, public domain, via Wikimedia Commons

Appraisal vs. Inspection: What Tampa Bay Buyers (and Their Insurance Company) Need to Know

These two terms get mixed up constantly, and in Florida the stakes are a little higher than in a lot of other states, because one of these reports can directly affect your homeowners insurance premium. Here's the difference, and why both matter more than buyers often expect. An appraisal exists for your lender, not for you An appraisal determines the home's market value so your lender knows the loan...

A woman smiling while on a video call with a laptop, representing a live video home tour. Photo by Shixart1985, CC BY 2.0, via Wikimedia Commons

How Video Home Tours Work — and When They’re Worth It for Tampa Bay Buyers

If you're relocating to the Tampa Bay area from out of state — which describes a lot of the buyers I work with — you don't always have the luxury of flying in every time a promising listing hits the market. That's where a video tour comes in, and it's become a genuinely useful tool rather than just a pandemic-era stopgap. Here's how it actually works, and how to use it well. A live video tour puts...

New home under construction in a Pittsfield Township, Michigan subdivision. Photo by Dwight Burdette, CC BY 3.0, via Wikimedia Commons

8 Ways to Negotiate a Better Deal on a New Construction Home in Tampa Bay

New construction has become a bigger part of the Tampa Bay market than it was a few years ago, especially further out in Pasco County and around New Port Richey, where builders have been putting up entire communities from the ground up. Buying new comes with real advantages — nothing to fix, modern layouts, builder warranties — but it also comes with a negotiation that looks nothing like negotiating...

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